Structured audit preparation and coordination to help your business respond accurately, reduce overcharges, and keep payroll and classifications aligned.

Secure • Encrypted • IRS-authorized e-file provider

Who This Service Is For & When to Start

This service is designed for business owners who have received a workers’ compensation audit notice or want to prepare in advance for an upcoming audit.

You can request audit support:

• When your policy period ends and the audit is issued
• When you receive a carrier audit worksheet
• If you believe your final audit premium is incorrect
• If your business uses subcontractors or multiple class codes
• If your payroll has changed during the policy term

Early preparation often reduces errors, overcharges, and last-minute stress.

Early review often identifies errors before the carrier finalizes the audit, reducing overcharges and last-minute disputes.

Service Structure & Fees

Is this service a fit for your audit?

This engagement is designed for employers where audit differences are typically significant enough to justify professional review.

Before accepting a case, we perform a preliminary document screening to confirm:

• The audit contains common high-impact error categories
• The potential premium impact supports the selected service tier

If your audit does not meet these thresholds, we will recommend a lower-cost advisory option instead of a full engagement.

How the audit worksheet works

The audit worksheet is prepared and issued by your insurance carrier or their designated audit firm at the end of your policy period.

It reflects:

• Payroll by class code
• Officer inclusions/exclusions
• Subcontractor treatment
• Estimated premium calculations

Our role is to:

• Reconcile it to your actual records
• Identify classification and payroll errors
• Prepare corrections and supporting documentation
• Coordinate the response with the carrier or bureau

Our Pricing Model

We use a simple, outcome-aligned structure:

A fixed project fee for the review, plus a 25% performance-based success fee on the premium reduction we produce.

You pay the success fee only if a financial improvement is achieved.

 

Tier 1 — Standard Audit Review

$1,500 + 25% of recovery

Single-state
Straightforward corrections
No formal dispute

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Tier 2 — Dispute & Negotiation

$2,500 + 25% of recovery

Active carrier dispute
Payroll reallocation
Subcontractor issues
Up to 2 states

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Tier 3 — Bureau Appeal / Complex Case

$3,500 + 25% of recovery

Multi-state
Experience modification impact
Formal appeal or hearing-level preparation

 

You pay the success fee only if a financial improvement is achieved.

Financial improvement includes: premium reduction, refund, credit, or offset created through our work.

Cooperation & Authorization Required

To perform this work, you must authorize us to communicate directly with carriers, auditors, brokers, payroll providers, and rating bureaus and provide requested documentation promptly.

This access allows us to obtain audit worksheets, classification detail, payroll by class code, experience rating data, and all records required to complete the review and dispute process.

Delays in cooperation or documentation may pause the engagement and extend timelines.

What determines the project fee

• Number of employees
• Use of subcontractors
• Number of class codes
• Prior-year audit corrections
• Policy and recordkeeping complexity

You will receive a clear engagement outline before any work begins.

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Client responsibilities

To keep the process efficient and accurate, the client agrees to:

• Provide complete payroll and tax reports
• Provide access to the carrier audit documents
• Deliver subcontractor certificates (if applicable)
• Respond to information requests in a timely manner
• Review and approve submissions before they are sent

Delays in document delivery may affect timelines.

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Third-party costs (only if required)

Examples:

• Bureau filing fees
• Certified mail
• Transcripts
• Payroll vendor extracts
• Travel (if requested)

All expenses over $200 require your pre-approval.

Expert & hearing support (only when needed)

Most audits are resolved through documentation, recalculation, and carrier negotiation — without formal hearings or outside experts.

If your case escalates:

• Third-party expert fees are paid directly by the client
• We do not advance or front expert retainers
• No expert is engaged without your written approval and confirmed funding

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Our role when experts are involved (billable coordination & strategy)

• Expert selection & onboarding coordination
• Evidence organization and exhibit preparation
• Timeline and submission management
• Carrier / auditor / bureau communication coordination
• Hearing strategy preparation (non-legal)

Coordination & preparation (only if used):
$175 per hour

In-person attendance (only if requested):
$1,200 half day / $2,000 full day + travel

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Important

We do not provide legal services or legal representation.
If legal counsel is required, the client retains counsel directly.

Escalated matters pause until required third-party retainers are funded by the client.

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Third-party costs (only if required):
Bureau filing fees, certified mail, transcripts, travel, payroll vendor extracts
Pre-approved by you before any expense over $200.